NextGear Capital, a Cox Automotive brand, connects stock wholesalers to used vehicle dealerships through Stocking Plans that are transparent and simple to use across a wide variety of vehicle sources. You can use a NextGear Capital Stocking Plan to fund part-exchanges, trade purchases, existing stock, auction purchases and other wholesale sources. We have connections with over two thirds of independent auctions, many online sources and a constantly growing channel of hire drive and ex-lease suppliers. Our Stocking Plans are available for used vehicle dealers in Ireland and will be accepted at many partners including Merlin Car Auctions, Wilsons Auctions, Merrion Fleet, along with the hire drive companies Avis Budget Group and Trade Motors by Europcar.

With a dual currency facility, you can purchase vehicles direct from both our Ireland and UK partners
Republic of Ireland auctions

Merlin Car Auctions

Wilsons Auctions

Republic of Ireland wholesale sources

Avis Budget Group

Merrion Leasing

Trade Motors by Europcar

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UK auctions

All Manheim sites

All Aston Barclay sites

All Wilsons Auctions sites

All City Auction Group sites


Learn more

NextGear Capital Stocking Plans provide independent and franchised used vehicle dealers of all sizes with a cost effective, flexible and simple way to buy and manage their stock.

A NextGear Capital Stocking Plan, could make a real difference to your business, your selling power and your profitability by increasing your cash flow.

NextGear Capital Europcar

You can use your NextGear Capital Stocking Plan at wholesale partners, auctions, online, for part exchanges or trade sources with 100% of the hammer price or trade value funded. NextGear Capital also fund VAT on LCVs and qualifying vehicles. The Stocking Plan works on a pay as you go basis, meaning you don’t accrue costs when you don't have any vehicles in stock.

Buying has never been easier, NextGear Capital operate a quick and paper free process that speeds up payment and simplifies your buying experience! Our use of DocuSign, an electronics signature software provides the easiest way to sign documentation.

NextGear Capital has a team in Ireland along with support in our head office in Chester in the UK to help from the first meeting through to your 1000th vehicle and beyond. Helping you find the right stock for your customers.

Reasons To Fund With NextGear Capital
  • 100% of the hammer price or trade value funded
  • 100% VAT funded on LCVs & qualifying vehicles
  • Increase you cash flow, upgrade or diversify your stock
  • Up to 150 day stocking facility
  • Stand-alone stocking facility
  • 24/7 access to your stocking plan
  • Simple, transparent and paper free
Our Partner Story
Merlin O’Reilly, Managing
Director, Merlin Car Auctions
“NextGear Capital have entered the market at a perfect
time, providing funding no one else is...”

Merlin Car Auctions, led by Merlin O’Reilly, has been established for over 40 years, providing a professional service that matches buyers and sellers to ensure they’re achieving the best deal. Now with over four auctions per week, we’re delighted that Merlin Car Auctions has joined our partner network, supporting our dealers in finding a mixed profile of quality used vehicles at affordable prices. Speaking with Merlin O’Reilly, Managing Director, about our partnership he commented that ‘From the outset I loved the concept of NextGear Capital’s Stocking Plans as it will really help our dealers to stock more vehicles! What’s more is that the NextGear Capital team have been brilliant to work with, really friendly and happy to support where possible.’

Merlin has since introduced a number of large dealer groups to NextGear Capital commenting that ‘NextGear Capital have entered the market at a perfect time, providing funding no one else is - it’s often difficult to get a used car stocking facility, let alone one that funds 100% of the hammer price. We’re looking forward to seeing a positive impact as the automated technology NextGear Capital use is instantaneous meaning that dealers with Stocking Plans can fund vehicles at the push of a button and drive them away the same day getting stock to the forecourts even quicker. Ultimately our vendors are happier as they’ll be paid quicker and dealers are able to buy more vehicles so everyone wins!

There’s huge benefit to dealers if they utilise the Stocking Plan to help manage their stock turn across their whole profile, to stock and sell more vehicles ultimately becoming more profitable. The NextGear Capital team, led in the field by Karl Troy, Regional Sales Manager, are already advising dealers about how to increase stock turn and therefore increase profit which is beneficial for all three parties.’

A Little More About Us In The Media

To arrange a visit to discuss how we could help grow
your business call us on 1890 944 533